Dental health is a vital component of your overall well-being. Tooth decay can be a contributing factor in a number of ailments, from gingivitis to heart attacks. It’s crucial you don’t shortchange your teeth – or your health – by opting out of viable dental coverage. At A&B Insurance and Financial, we can match you to premium, affordable carriers who can deliver the quality dental care you deserve.
Don’t wait any longer – speak with one of our dedicated agents today.
HMO Dental Insurance can provide very cost effective coverage. The HMO requires the use of an in-network dentist in order for the plan to pay for the services.
At A&B Insurance and Financial, we have many different programs available and will match you to an affordable and convenient HMO Dental network. Contact us today to find out more.
A Preferred Provider Organization dental plan combines great rates with flexibility.
One of the primary benefits of a PPO Dental Plan is the flexibility it offers. Like a HMO plan, a Preferred Provider Organization (PPO) has a network of dental providers. However, a PPO plan offers more options. PPO networks tend to be broader, providing more options to find a dentist that fits your needs.
Dentists in a PPO network contract with the PPO for set prices for services. Often preventative services such as cleanings are 100% covered. You will be responsible for co-insurance costs and deductibles.
Some PPO plans allow for out-of-network visits. However, the co-insurance and deductible amounts for these visits are generally significantly higher than visiting an in-network provider.
To learn more about PPO dental plans, contact us today.
A prepaid dental plan is similar to a HMO plan. You pay a regular premium and you have full coverage.
At A&B Insurance and Financial, we can help you find a prepaid dental plan to suit your needs. Contact us today to learn more.